Small Loans

Over 6,000 small loans distributed, ranging from £20 - £170

99.99% full repayment

50% income increase in only 6 months

Fully sustainable, after each loan is repaid it is redistributed to another individual

Empowers women to have financial independence, increasing confidence


Small Loans are microfinance loans distributed to members of the community, through our partners, The Hoja Project in Tanzania and Viagenco in Kenya. The loans are of between £20 and £175 and are repaid over a period of 6 months. 

Since the first loans were distributed in 2007, over 6,000 have been distributed. It is estimated that recipients see an increase in income of 50% in the first six months, and this figure continues to grow with their businesses.

Businesses are diverse in nature but similar in success! The success of businesses owes a lot to the training offered to those seeking loans prior to writing business proposals. Businesses so far have included restaurants serving local Tanzanian food, such as ugali (maize porridge) and mandazi (doughnuts made from rice) and shops selling convenience items.

Entrepreneurs use the enhanced income from their businesses to enroll their children in school, as well as to meet the needs of their family. Many also reinvest in their business to make it bigger and better!

  • Linet


    "I know in a few months I can get fish there, so I have hope. When the fishpond is ready,…

    Read more

  • Jane


    "Loans are not a gift. Only take one if you are prepared to repay it." Jane is 56 years old…

    Read more

  • Prisca


     “My life has completely changed. One thing I am thanking god for is that I am completely independent. Loans can lift…

    Read more

  • Moses


    Moses is 47 years old and received a small loan of 50,000 TZS in January 2015. Initially, Moses used his…

    Read more

  • Theodosia


    Theodosia is 30 years old and received a loan of 50,000 TZS in January 2016. Theodosia used her loan to…

    Read more

  • Editha


    “Women are not weak trust us because WE CAN.” Editha is 48 years old and a single mother of one…

    Read more

  • George


    George is 35 years old and received a small loan of 50,000 TZS in January 2016. George used the funds…

    Read more

  • Luciana


    With a small loan of less than £20, 44 year old Luciana set up a small restaurant in her village…

    Read more

  • Grace


    “After my loan I am able to provide for my family as a female single parent. I take sole responsibility.…

    Read more

  • Video: Small Loans Programme

    Video: Small Loans Programme

    This video documents the Small Loans programme in Mpandangindo, a village close to Songea in rural southern Tanzania.

    Read more