Small Loans

Optimized-2009 07 IGP Mpandangindo LP (28)Small Loans are microfinance loans distributed to members of the community, through our partners, The Hoja Project. The loans are of 50,000 Tanzanian Shillings (approximately £20) each and are repaid over a period of 6 months. Since the first loans were distributed in 2007, over 3,000 have been distributed. It is estimated that recipients see an increase in income of 50% in the first six months, and this figure continues to grow with their businesses.

Businesses are diverse in nature but similar in success! The success of businesses owes a lot to the training offered to those seeking loans prior to writing business proposals. Businesses so far have included restaurants serving local Tanzanian food, such as ugali (maize porridge) and mandazi (doughnuts made from rice) and shops selling convenience items such as fruit and vegetables, kerosene and even petrol.

Entrepreneurs use the enhanced income from their businesses to enroll their children in school, as well as to meet the needs of their family. Many also reinvest in their business to make it bigger and better!

In future, The Hoja Project is seeking to expand the small loans programme into a broader microfinance initiative. This would enable recipients to take loans of differing sizes, to ensure that as many people as possible can benefit from starting their own businesses.

  • Moses Stefano Nindi

    Moses Stefano Nindi

    Moses Stefano Nindi is 47 years old and received a small loan of 50,000 TZS in January 2015. Initially, Moses…

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  • Theodosia Emmanuel

    Theodosia Emmanuel

    Theodosia Emmanuel is 30 years old and received a loan of 50,000 TZS in January 2016. Theodosia used her loan…

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  • Editha Isdori Kigora

    Editha Isdori Kigora

    “Women are not weak trust us because WE CAN.” Editha Isdori Kigora is 48 years old and a single mother…

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  • George Luoga

    George Luoga

    George is 35 years old and received a small loan of 50,000 TZS in January 2016. George used the funds…

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  • Luciana Haule

    Luciana Haule

    Luciana Haule is 44 years old and received a small loan of 50,000 TZS in January 2016. Luciana used her…

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  • Lightness Leony Mwanjala

    Lightness Leony Mwanjala

    “It is not a time to look down on women, community is supposed to give them a chance and see…

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  • Sarah Salum Huale

    Sarah Salum Huale

    "Women can make great changes if empowered”. Sarah Salum Huale is 37 years old.  She lives with her 16 year…

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  • Grace Akoth

    Grace Akoth

    “After my loan I am able to provide for my family as a female single parent. I take sole responsibility.…

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  • Video: Small Loans Programme

    Video: Small Loans Programme

    This video documents the Small Loans programme in Mpandangindo, a village close to Songea in rural southern Tanzania.

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  • The Hoja Project

    The Hoja Project

    The Hoja Project is COCO's main implementation partner in Tanzania. Alongside Hoja, COCO has been able to complete many diverse…

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  • Anusiata Komba

    Anusiata Komba

    Anusiata is a 49 year old single mother from Mpandangindo, a remote region in Southern Tanzania. Anusiata received a small…

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  • Rukia Zuberi

    Rukia Zuberi

    Rukia is 27 years old and lives in the village of Kitanda in Southern Tanzania. She heard about the Hoja…

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